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Mortgage Loan Application Information
Mortgage Application Checklist
>The Mortgage Loan Process
>Getting a Home Loan Faster
Get Qualified for a Home Loan

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Appy Online for a Home Loan, Online Mortgage Application
Check Your Home Loan Status

REFINANCING
Refinancing Options for Home Loans
When To Refinance Your Mortgage
Obtaining Commercial Financing

MORTGAGE FAQ
Finance Closing Costs
Improve Your Credit Score
What is a Credit Score?
Virginia Mortgage Rates, A.P.R.
What are Points?, Should you Buy Points?
Why Get a Home Inspection?, What is a Home Inspection?
Documenting Assets for a Loan Application, Loan Application Process Explained
Down Payment for a Home, How Much Down Payment do you need?
What is an Escrow?, How Escrow Works
All about Mortgage Savings, Mortgage Savings Plan
Mortgage Terms
Bi-Weekly Mortgages

CLOSING
Closing Costs, Calculating Closing Costs
What is Closing Cost Insurance?
Closing Cost Loans

TITLE
Title Information, Virginia Title Information
Why Title Insurance?, Virginia Title Insurance

EDUCATION

Mortgage Classes, Mortgage Workshops
Mortgage Articles, Mortgage Finance Information

Stop Paying Your Landlord's Mortgage!
Credit Tips That Will Score Lower Interest Rates
What Lenders Look for in Home Loan Applications
Is Your Dream Home Out of Reach Because of Bad Credit?
By an Older Home and Start Remodeling Today
12 MAT 'Pay Option' ARM
Boost Your Savings Account... Without Even Trying?
Should You Should You Leverage Your Home or Pay It Down Rapidly?
Trade-In Your Home Remodel Instead
Real Estate Investing Spy Secrets
Small Merchants Now Have New Credit Alternatives
Mortgages: What You Need To Know
Types Of Mortgages
ONLINE TOOLS
Online Mortgage Calculators
1st Century Mortgage Table of Contents
Home Sellers
Tips & Advice

At times the sellers themselves thwart the efforts of the Real Estate Agent. Nothing can be quite as frustrating as trying to pull all the weight when someone else is adding to the burden by being uncooperative!


Let there be light
Buy some 100-watt bulbs to brighten the rooms and open curtains or blinds to let light in. Unless a window faces a brick wall or some type of eyesore, open the drapes!

Garage, not garbage
Have a garage sale to clean out the clutter and make the garage more spacious. Your clients are moving and will need to start organizing anyway, so why wait until the last minute? Clean up oil spots in the garage or carport with a good cleanser to remove that "lived-in" appearance. The home may not be brand new, but it's new to the potential buyer.

Make scents
Get a nice potpourri air freshener, or keep some refrigerated cookie dough on hand to throw in the oven when a prospect is coming over. Make the house smell like a home.

Paint-relief
Consider re-painting any areas that need to be touched up, but especially the front door and entryway, and any appliances that are showing their age.

Power plants
Trim down any jungles outside, especially if they cover the house. Get rid of any half-dead houseplants. Water the lawns briefly before any visit, and keep the lawns mowed and edged.

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